Abstract
This case is the overview of banking services of Al-Zamin
Investment Bank to its client, Orio Pharma. It highlights the efficiency and
effectiveness of bank in meeting the specific and unique requirements of
its customers. The requirements of Orio Pharma included import of raw
material from China and production of final goods. Al-Zamin bank offered
them Musharakah ¯ and Leasing (ijarah ¯ ) against mortgage of single security
to meet these requirements. Along with Alzamin Investment Bank, the
process involved Sustainable Development Authority (SDA), Soneri Bank,
lawyer, Regional Coordinator, Regional In-Charge, supplier in China, and
Shipment Company. This study discusses the different steps and role of
participants in the process of fulfilling customer requirements.
Sajida Tayyeb, Reema Zahoor, Waqar Hussain. (2018) Islamic Working Capital Finance of Orio Pharma: Combination of Ijarah ¯ and Musharakah, Journal of Islamic Business and Management, Volume 8, Issue S.
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