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A sample of 966 young adults from the
province of Quebec (Canada) participated in
this study, which aimed to identify the
determinants of knowledge about savings
and investments and their relative
importance. Our findings show that
knowledge about savings and investments is
rather low. Canadian-born males with high
personal annual gross income and education
are likely to have a higher level of knowledge
in this area than their counterparts. Personal
finance education, received outside of high
school, attitude towards savings and having
met with a personal finance professional,
have a significant positive impact on this
knowledge. The usefulness of financial
education and the need to increase financial
independence among young female adults
are discussed.
Dr. Marie J. Lachance, Jacinthe Cloutier. (2009) Young adults’ knowledge about savings, Research Journal of Pakistan Home Economics Association, Volume-3, Issue-1.
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