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This research study explores the experiences of women about empowerment which are
realized through the utilization of microcredit. During the Literature iteration, it was evident
that there is a positive verdict between women empowerment and microcredit; also it mitigates
the feminization of poverty. This study has gauged the women's life experiences that how they
precipitate their thoughts for realizing empowerment with microcredit. This is a qualitative
study with abductive research approach, philosophy is hermeneutic phenomenology with the
feminist paradigm, and overall research design supports the truth of several subjective
perspectives and would help in constructing the meaning of empowerment from the Sindh's
context. This study is conducted in the context of Sindh; the respondents are women who
availed microcredit from microfinance institutions and banks which are registered under State
Bank of Pakistan and Security Exchange Commission of Pakistan. For collecting the data,
in-depth interviews have been conducted by using the interview protocol and they have been
continued till the saturation level. Under the interpretative phenomenology, nomothetic and
idiographic analysis has been practiced for mining the data. From the women's perspectives,
it is gauged that small credit empowers women and also strengthen their families. This
research would be valuable for the policy maker of microfinance they design policies
accordingly.
Sarah Wali Qazi, Muhammad Zaki Rashidi, Humair Ali. (2018) A Hermeneutical Analysis of Women’s Experiences and Perception about Empowerment with Microcredit Programs in Lower Sindh, Pakistan, Journal of Independent Studies and Research-Management, Social Sciences and Economics, Volume-16, Issue-2.
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