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سودی قرضوں کی ادائیگی پر ضرورت و حاجت کا اطلاق:فقہی اکادمیات کے نقطہ نظر کا جائزہ
تلخیص
The prohibition of Interest (Riba), which is a major element of the current financial system, is stated in the Qur'an and Hadith with certainty and clarity. The unavailability of credit facility at the individual level forces any person or entity to turn to financial institutions, where loans are provided on an interest basis. What is the ruling on taking an interest-bearing loan in such a situation? Can interest be borrowed based on necessity? Due to the importance of the issue, various jurisprudential academies have offeredtheir views on it. Nocomprehensivereviewcan be foundin the available literature on necessity and interest inthe views of jurisprudential academics on the application of the principle of necessity inthe payment of interest-basedloans.This article seeks to fill this gap.In this article, after a brief explanation of the concepts of necessity and interest, the viewsof jurisprudential academies on interest-basedloans on needbasis has been recorded.Furthermore, the article critically examines how these academies have applied the principle of necessity to need basis interest loans.
Mujeeb ur Rehman, Dr. Ghulam Shams UrRehman. (2020) The Application of Law of Necessity(Ḍarūrah wa Ḥajjah)on Payment of Interest Based Loans: A Review of the Verdicts of Jurisprudential Academies, Journal of Islamic & Religious Studies, Volume-5, Issue-1.
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