تلخیص
There have been many proposals made and implemented worldwide
by both the public and private sectors to alleviate the hardships of the
poor women, and in the long term enhance their empowerment.
Subsequently, this would allow women to play a significant social and
economic role in modern societies. The current research has been
motivated by the need to close the knowledge gap by assessing the
determinants of microfinance, as well as the factors affecting women‘s
empowerment in Egypt, in terms of increased savings and real income
and choice, as well as participation in decision making, social relations,
consumption and household welfare. This study applied quantitative
tools and examined a random sample of 423 women participants with
a microfinance agency in Egypt. Particularly, a survey was conducted
on the key impact of institutional factors, cognitive effects and cultural
factors on women's empowerment. Data were inspected and then
analysed using structural equation modelling (SEM), to determine the
statistical significance and differences. The findings showed that
women using microfinance were able to raise their own standard of
living as well as that of their families, thus indicating the positive
impact of microfinance. This finding could be useful for policy makers
and microfinance institutions and other stakeholders in Egypt.
Ali Hamid Irhoumah, Abdullah Moh'd Ayedh, Abdelghani Echchabi. (2020) Determinants of Microfinance Factors Affecting Women’s Empowerment: Evidence from Egypt, , Volume-14, Issue-4.
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