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Corruption has been identified as a complex, endemic, and multi-layered problem that threaten the very existence of Nigeria and various efforts have been made by Nigerian government to curb the menace. A cashless policy was recently initiated to curb corruption among other objectives. This study therefore assessed the perceptions of stakeholders on the types of corruption that can be reduced by the cashless policy; examined the effectiveness of the policy in curbing corruption; and identified critical success factors for effective implementation of the policy. This was with a view to providing information on the effect of the cashless policy on corruption in Nigeria. Primary and secondary data were sourced for this study. Primary data were sourced through the administration of unstructured questionnaire to 100 purposively selected respondents with 25 respondents each from the banking sector, government officials, government contractors, and academics. Secondary data were sourced through library research. The data collected were analysed using descriptive statistics. The results found out that no single strategy can address all types of corruption and that the cashless policy can only reduce petty corruption which is the lowest level of corruption as against all forms of corruption. The study concluded that the inevitability of addressing the root cause of corruption and devising compatible, systemic, and multi-pronged solutions is the most appropriate approach to addressing the menace. This will require enacting or modifying legislation, having effective punishment for corrupt individuals, and systemic changes occasioned by reengineering processes that interface with the common man through the use of innovative technology solutions such as electronic governance, which will play the role of empowering the citizens by making governance more transparent and citizen-friendly.
TAJUDEEN. J. AYOOLA. (2013) The Effect of Cashless Policy of Government on Corruption in Nigeria, International Review of Management and Business Research, Volume 2, Isuue 3.
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