Abstract
The study was conducted to find out the effects of Khushhali Bank loans on
economic conditions of families in rural Lahore. Data was collected from the four
rural Union Councils of Lahore. Stratified random sampling technique was adopted
and 202 respondents of three types of loan (agriculture, livestock & enterprise)
including both female and male (50 % each) in the age group of 18-58 years were
selected. Quantitative data was collected through interviewing schedule.
Descriptive as well as statistical analysis (averages and correlation) was applied.
The results indicated improvement in the monthly income of the borrowers. As in
rank coefficient of correlation positive relationship was found in income (0.35)
before and after loan. Repayment rate is high (93 %) in the area. The results show
that the loan was a source of support for the families.
Munnaza Sunbal. (2018) Effects of Microcredit on Household Income, Journal of Arts and Social sciences, Volume 5, Issue 2.
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