Abstract
In order to meet their agricultural needs, farmers have traditionally depended on non-institutional sources of credit. These sources have been insufficient and could provide relief to the farmers only to a limited extent. The institutional sources like banks have offered loans to farmers at their demand. The study aims to find out the extent to which the credit advanced by various sources has been instrumental in meeting the agricultural needs. Overall requirements have been meagre, mostly in the range of 20,000 to 50,000 rupees. The amount taken as loan has been used in buying all sorts of agricultural innovations. The procedures for gelling loan and its recovery including the interest charged by banks have been discouraging. If some remedial measures are taken in this regard, the benefit accrued from loaning schemes will be more tangible.
