Keeping in view the meagre economic position of the farmers, it is not fully possible for them to avail themselves of the needed inputs in time and adopt the mechanized farming at their own. They have to rely on loans obtained from banks and other sources. This study was undertaken to look into the sources and use of agricultural loans by farmers by seeking their opinion. The data were collected from 125 randomly selected farmers of 5 villages in Thekriwala Markaz. The analysis of data collected with the help of interview schedule revealed that majority of the farmers preferred non-institutional sources and they not only faced problems in getting loans but also complained against the high interest rate.
