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Empirical research has been conducted on 312 proprietary companies’ data, collected from their annual reports, to test the explanatory power of the Tradeoff Theory and Pecking Order theory for their borrowing behavior. Established tests, for both the theories, have been run concluding that in Pakistan the Tradeoff theory provides a better explanation of borrowing patterns of firms as compared to the Pecking Order Theory. This was especially the case for seven industries namely Automobile, Cement, Chemicals, Food, Technology, and Others. Also, the Tradeoff theory had a higher explanatory power for borrowing patterns of small and large sized firms as compared to medium-sized firms.

Mehreen Furqan. (2018) Why Do Firms Borrow? Is it a Need or Simply a Pursuit of Optimal Debt Ratio?, Paradigms , Vol 12, Issue 2 .
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